We are independent Mortgage Brokers and Mortgage Agents that work for you to get you the best type of mortgage at the best possible rates and terms.

Toronto Mortgage Rates specializes in Commercial Mortgages, Residential Mortgages and Mortgages for Self-Employed Individuals.

As an independent mortgage brokerage, we have access to many different lenders which include banks, trust companies, credit unions and private investors. Whether you looking for a 1st, 2nd or 3rd mortgage for a commercial, industrial, investment or residential property, we are your mortgage experts.

Contact me today for personalized, professional advice at no cost to you.



Recent Posts

  • The Self Employed Mortgage Dilemma - You Did a Great Job Minimizing Your Taxes, Now Try Qualifying for a Mortgage! The following article was written by David Grossman from Loan Central Canada/REAL MORTGAGE ASSOCIATES LIC#10464 For more information call David at 647-492-6685  We handle 1st & 2nd mortgages, Residential & Commercial, Land, Construction, Self Employed, Credit Issues, Private Money Available. Ask […]
  • The Importance of Having a Mortgage Pre-Approval In This Seller’s Market - Today’s housing market is extremely competitive, and buyers must be pre-approved if they want to improve their chances of an accepted offer. But how important is being pre-approved for a mortgage? The average home buyer is often unaware of how the process works in being approved for a mortgage, though they may have a general […]
  • What to Know About Commercial Mortgages For Your Business - Toronto Mortgage Rates realizes that Canadian residential mortgages in our current sellers market are a hot topic right now. As much as we love providing the financing to put people into the home of their dreams, Toronto Mortgage Rates also has a passion for Canadian entrepreneurs.  Through our access to major and private lenders, we […]
  • Why rate hike signals are making now the time to lock in or refinance your rates - With our partners to the south flirting with the idea of raising the fed funds rate, we will be sure to see that reflected in a Bank of Canada rate hike ourselves. Reuters and Bloomberg are both anticipating a fed funds increase within the first two quarters of 2017, and the Fed anticipated in December […]
  • Why mortgage investing may be 2017’s best bet - Twenty sixteen was a year in which investors across the globe are not going to forget about any time soon. From macroeconomic events such as Brexit and OPEC pushing oil below $30 a barrel, it was a wild ride. The equity markets saw upward pressure from the unexpected victory of Donald Trump and reached all […]



Yesterday, Jennifer and I got the keys to our house.  We are very excited and happy.  My children love the fact that they now have their own space as opposed to sharing a room.  We wish to thank you for the great job you did in helping us to achieve our goal.  We appreciate all the help and advice you have given us from the start. It was great working with you and our best wishes to you and your family.
Donna Agard


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