How Independent Mortgage Brokers Help You Get the Best Rates

Independent mortgage brokers play a crucial role in helping borrowers navigate the increasingly complex world of property financing. Buying a home or refinancing an existing loan is often one of the largest financial decisions a person will make, and even small differences in pricing can translate into thousands of dollars over time. Understanding how these […]

Qualifying for a Business Mortgage in Canada: Requirements and Application Process

A business mortgage in Canada is possible as long as you have an active business in the country. You can use the money from the loan to buy commercial property and continue operating your business from there. Of course, just like with any other loan, you also have to provide the right requirements. Owning commercial […]

Unlocking the Value of Your Home: Exploring the Benefits of a Second Mortgage

If you plan on having a second mortgage, it’s important to be familiar with the benefits it offers. Getting one approved depends on the lender that you plan to work with. You will have to look through the requirements and also have already prepared equity in your home. Most lenders will be okay with taking […]

Financing Your Home Renovation: Exploring the Benefits of a Renovation Mortgage

If you’re still wondering whether to get a renovation mortgage or not, it’s important to learn about its advantages. One of the first things you have to check is your current financial status. You also need to prepare a plan for what you want to do with the renovations. Renovation mortgages work by giving you […]

Exploring Debt Consolidation Mortgage Options: Finding the Best Solution for Your Financial Situation

If you are considering getting a debt consolidation mortgage, you should be familiar with what options are available. Remember that every person has a different type of mortgage debt and financial capabilities. That’s why you have to pick a consolidation mortgage option wisely. Not everyone can pay off their mortgage loans especially when they are […]

5 Steps in Getting a Self-Employed Mortgage in Toronto

Getting a self-employed mortgage in Toronto is never easy. However, with these 5 steps, you are a step ahead to your mortgage approval. Being self-employed can be fulfilling. You can work at your own time, own pace, and at your own office. Whether you are working in a small room, or in a big garage, […]

About Private Mortgages in The Greater Toronto Area

Individuals with poor or bruised credit are avoiding banks and seeking out private mortgage lenders in Toronto. However, before spending your time trying to obtain a private mortgage on your own, read this. Why Get a Private Mortgage in Toronto? More homeowners and aspiring property buyers in Toronto are turning to private mortgages. Living in […]

The Self Employed Mortgage Dilemma

You Did a Great Job Minimizing Your Taxes, Now Try Qualifying for a Mortgage! The following article was written by David Grossman from Loan Central Canada/REAL MORTGAGE ASSOCIATES LIC#10464 For more information call David at 647-492-6685  We handle 1st & 2nd mortgages, Residential & Commercial, Land, Construction, Self Employed, Credit Issues, Private Money Available. Ask […]

The Importance of Having a Mortgage Pre-Approval In This Seller’s Market

Today’s housing market is extremely competitive, and buyers must be pre-approved if they want to improve their chances of an accepted offer. But how important is being pre-approved for a mortgage? The average home buyer is often unaware of how the process works in being approved for a mortgage, though they may have a general […]

What to Know About Commercial Mortgages For Your Business

Toronto Mortgage Rates realizes that Canadian residential mortgages in our current sellers market are a hot topic right now. As much as we love providing the financing to put people into the home of their dreams, Toronto Mortgage Rates also has a passion for Canadian entrepreneurs.  Through our access to major and private lenders, we […]