Getting a self-employed mortgage in Toronto is never easy. However, with these 5 steps, you are a step ahead to your mortgage approval. Being self-employed can be fulfilling. You can work at your own time, own pace, and at your own office. Whether you are working in a small room, or in a big garage, […]
The Importance of Having a Mortgage Pre-Approval In This Seller’s Market
Today’s housing market is extremely competitive, and buyers must be pre-approved if they want to improve their chances of an accepted offer. But how important is being pre-approved for a mortgage? The average home buyer is often unaware of how the process works in being approved for a mortgage, though they may have a general […]
Why mortgage investing may be 2017’s best bet
Twenty sixteen was a year in which investors across the globe are not going to forget about any time soon. From macroeconomic events such as Brexit and OPEC pushing oil below $30 a barrel, it was a wild ride. The equity markets saw upward pressure from the unexpected victory of Donald Trump and reached all […]
Why Use A Mortgage Broker When Buying A Home?
Buying a house is one of the biggest decisions that you will ever make in your life, which is why taking the time to do it right is imperative. It’s easy to get caught up in the excitement of the buying process, which often means settling on the first mortgage rate that your bank offers […]
Snap Up an Investment Property in Canada The Right Way
If we are to look at the current housing rental market in Canada, a real estate reporter of The Globe and Mail, Tamsin McMahon published a report in December 2015 that a lot of Canadian condominium buildings are being purchased by foreign investors. According to McMahon, based on the figures released by Canada Mortgage and […]
Six Reasons Why You Should Seek the Assistance of a Mortgage Specialist in Toronto
A mortgage specialist in Toronto is a licensed professional who has contact with multiple lenders who offer different mortgage rates. His job is to help buyers who need a mortgage to finance their purchase of a home or other properties to find the best rate, terms and conditions that is suitable for their particular needs. […]
Owning your first home may be easier than you think with the Home Buyers’ Plan
If you fall into one of the following scenarios, you may be able to take advantage of the Home Buyer’s Plan and benefit from significant tax breaks: You do not have enough cash for a down payment but have money in a Registered […]
5 Great Tips For First-Time Home Buyers
If you’re thinking of buying your first home, these five tips will help you enter the market with confidence. 1. Test-drive life as a homeowner Taking on a mortgage for the first time can seem like a big commitment and you may be unsure of how it will feel. Will you need to make sacrifices […]
Be Mortgage-free Faster With These 3 Strategies
Every homeowner knows that the best mortgage is no mortgage at all. So what can you do to pay down your mortgage faster – and save possibly thousands of dollars of interest at the same time? Consider these three strategies. Pay more frequently Many people choose a “traditional” payment schedule, paying their mortgage […]